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Hey pal,

We’re coming as much as my favorite time of 12 months, Christmas! I am so excited to be planning out my Christmas reward price range for 2020. Christmas of 2019 was a troublesome one, however quick ahead a 12 months and i am in a lot better psychological and monetary form. Watch alongside as I arrange my Christmas reward price range for my nearest and dearest! How do you do Christmas items in your loved ones? Let me know down beneath. You’ll want to test beneath for low cost codes and direct hyperlinks to gadgets proven on this video. Please remember to love and subscribe if you happen to loved the video!

– xo S

MY FINANCIAL BACKGROUND
I am a 23 12 months outdated undertaking supervisor and Etsy store proprietor residing in London. I am lucky sufficient to nonetheless stay with my supportive dad and mom, rent-free. Though they’ve by no means formally requested for any monetary contribution, earlier this 12 months I made a decision to contribute £100.00 month-to-month to the family which my dad and mom spend on no matter they deem needed. I nevertheless pay all of my very own private payments and every thing you see inside my price range.

I’ve fortunately by no means been in any shopper debt (apart from my scholar loans) and solely received a bank card final 12 months to assist preserve my credit score rating, safety on bigger purchases and to construct up reward factors. I’ve all the time been a really frugal particular person and take a look at my greatest to stay and spend inside my means.

My present monetary plan, because it stands is to save lots of and make investments as a lot as I can with the purpose of buying my first two-bed residence in London throughout the subsequent 2-Three years!

As a lot as I really feel saving and having sinking funds are necessary, I am additionally now seeing the worth in having fun with your cash (responsibly!), so you will notice my penchant for luxurious items, journey and tech all through this channel.

Be part of me as I navigate my monetary life in my early 20’s, residing in London!

ITEMS SHOWN/MENTIONED:
Moterm A5 Pink Croco Luxe Planner: https://bit.ly/3cqRqFl
Merely Gilded – Save $5 off of your first buy off $15 or extra: https://bit.ly/2p8rVE2
Practical Planner Co. Budgeting Mini Script Sheet: https://etsy.me/3cKvQLQ
Practical Planner Co. Budgeting Script Headers: https://etsy.me/2TYqxjs
Practical Planner Co. Month-to-month Price range Headers: https://etsy.me/2AQhrzt
NEW Practical Planner Co. Mini Flag Stickers: Coming Quickly!

COME AND SAY HELLO!
MY INSTAGRAM: https://bit.ly/30Weya9
MY ETSY STORE (10% off utilizing code YT10): https://etsy.me/3ls3tFM

STACKRY:
$10 off your first cargo (US to UK inexpensive postal service): https://bit.ly/33KvFux

HP INSTANT INK – 1 FREE MONTH OF INK:
http://try.hpinstantink.com/DfNDd

BEAUTIFUL PLANNING, 35% OFF:
https://bit.ly/2PrPhQl

THE COFFEE MONSTERZ CO:
Save 10% off of your first buy: https://bit.ly/31Aquwp

COZY PAPER CO. $5 OFF
https://bit.ly/2KLRfYz

SIMPLY GILDED:
Save $5 off of your first buy off $15 or extra: https://bit.ly/2p8rVE2

ONCE MORE WITH LOVE:
Save 5% off of your first buy: https://bit.ly/2T7gRlB

SCRIBBLE PRINTS CO (SPC):
10% off of your first buy: https://bit.ly/35qQAo1

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